Terms and Conditions for Promotional Offers
This page outlines the important terms and conditions regarding promotional offers and loan processing for MyFundingChoices. Please review these details carefully, as they framework the specific rules and limitations of our promotions and funding options.
Bonus Eligibility and Conditions
To be eligible for any promotional bonuses mentioned, the following conditions must be met:
Promotion Notification: To receive any bonus, you must mention the current promotion at the time of your application or renewal.
Limit on Bonuses: Customers are eligible for one renewal bonus per quarter. A 3-month waiting period applies after receiving a bonus before becoming eligible for another.
Ongoing Loan Applications: The 3-month waiting period does not limit your ability to apply for renewals or loan increases, but you will not qualify for another bonus until the waiting period ends. If you receive an email communication during your waiting period, please disregard any bonus offer.
Funding Conditions
The timing of the disbursement depends on when your application is approved. Please consider the following processing times:
Business days (excluding U.S. Federal Reserve banking holidays and weekends):
- Same-day ACH funding: Available if your application is approved before 3:20 PM ET. Funds will post after 5 PM your local time, depending on your financial institution.
- Next-day ACH funding: If approved after 3:20 PM ET, funds will be deposited the next business day and post as soon as your bank opens.
U.S. Federal Reserve banking holidays and weekends:
- If approved before 5:30 PM ET, funds will be deposited the next business day and post as soon as your bank opens.
- Instant funding is available during our business hours, you must provide us with a debit card under your name and request our support team to update the deposit method.