Privacy Policy
Our mission for MyFundingChoices.com is to manage an online service where clients can obtain a short-term loan with the utmost confidentiality, integrity, and convenience. We strive to empathize with our customers’ needs and maintain a consumer-friendly website that is easy to navigate and understand. MyFundingChoices.com works to provide financial services that fulfill our clients’ needs by providing quick, helpful, and outstanding customer service. As a company, we will strive to increase our client base consistently by always satisfying customers’ short-term financial needs and encouraging their future business. Our goal is to be the number one short-term loan site on the Internet through a commitment to dedication, hard work, and customer loyalty.
II. Recognition of Customer’s Expectations of Privacy
Because MyFundingChoices.com recognizes that you have the right to privacy, we also recognize that you have the right to expect your personal financial information to remain private and secure. While certain information is critical to providing quality service, we cannot overlook the fact that one of our most important assets is our customers’ trust. Therefore, the safekeeping of customer information is a priority at MyFundingChoices.com.
III. Our Collection, Retention, and Use of Information About You
Information about consumers is accumulated form a variety of sources. Some of the information is provided to MyFundingChoices.com directly by customers themselves. Other information could be obtained by MyFundingChoices.com from outside sources. We will limit the use and collection of information about our customers to that which is necessary to administer our business, provide exceptional service, and offer opportunities that we think will be of interest to customers. This means the information will be used for identifying additional products or services which we believe customers might want to know about. It could also include information and mitigating potential risks or losses to MyFundingChoices.com. We will use this information only in accordance with the principals indicated in this policy.
IV. Our Maintenance of Accurate Information
MyFundingChoices.com has established procedures to ensure that your financial information is accurate, current and complete, in keeping with reasonable commercial standards. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies in a timely manner.
V. Limitations on Employee Access to Information
At MyFundingChoices.com, employee access to personally identifiable customer information will be limited to those with a business reason for knowing such information. Employees are trained on the importance of maintaining the confidentiality of customer information as well as the privacy principles described in this policy. Due to the importance of these issues, all MyFundingChoices.com employees are responsible for maintaining the confidentiality of customer information and any employee who violates these privacy principles will be subject to disciplinary measures.
VI. Security Procedures to Protect Information
MyFundingChoices.com is committed to the security of your financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information from being accessed by third parties. We maintain and grant access to customer information only in accordance with our internal security policy.
VII. Restrictions on the Disclosure of Account Information
It is MyFundingChoices.com’s policy not to reveal specific information about customer accounts or other personally identifiable data to unaffiliated third parties for their independent use unless: 1) the information is provided to help complete a customer-initiated transaction: 2) the customer requests or authorizes it: 3) The information is provided to a reputable credit bureau or similar information reporting agency: 4) the disclosure is required or allowed by law (e.g. subpoena, investigation of fraudulent activity, requested by regulator, etc.); or 5) the customer has been informed about the possibility of disclosure for marketing purposes through a prior notice and given the opportunity to decline or “opt out”.
VIII. Maintaining Customer Privacy in Business Relationships with Third Parties
When MyFundingChoices.com conducts business with third parties, it requires its vendors and supplier to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them.
IX. Providing Privacy Information to Customers and Responding to Inquiries
MyFundingChoices.com values our customer relationships. Because we recognize and respect your privacy, we want you to understand how we use the information you provide as well as our commitment to ensuring your personal privacy. As a result of our commitment, we have developed these Privacy Principles which are made readily to our customers. Customers who have questions about these Privacy Principles or have a question about the privacy of their customer information should write to us or call:
Toll Free: (866) 949-5040
X. Protection of Customer Information on our Web-site
MyFundingChoices.com protects the privacy or customer information sent to and from our web-sites by utilizing the same security and privacy standards that are applied to traditional banking transactions. These Privacy Principles apply to individuals, and we reserve the right to change them, along with related provisions at any time.
XI. Customer Emails and Correspondence
In an effort to keep the lines of communication open, MyFundingChoices.com will send status emails in addition to periodic informational and promotional emails to our customers.
SMS Wireless Policy for MyFundingChoices.com
- Message frequency varies by account/preference. Message & data rates may apply.
- To opt-out, Text STOP to 95833. An opt-out confirmation message will be sent back to you.
- To request support, Text HELP to 95833 or email us at [email protected]
Supported Carriers: This program is supported by Alltel, AT&T, Boost, Sprint, Verizon Wireless, Virgin Mobile, MetroPCS, T-Mobile and U.S. Cellular. Carriers are not liable for delayed or undeliverable messages. Products & services are compatible with AT&T handsets.
Terms of Service
This is an expensive form of credit. Alternative forms of credit may be less expensive and more suitable for your financial needs. Before borrowing, please consider whether you will be able to repay any amount you borrow along with the interest charges disclosed to you in your loan agreement. Customers with continued credit difficulties should seek credit counseling. Refinancing may be available and is not automatic. Refinancing your loan will extend the term of the loan and result in additional interest charges. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. We will never charge you any “hidden fees” that are not fully disclosed in the Loan Agreement. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.